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VA Loans are home loan options available to our current and former military members and some eligible military spouses. Because the loan is guaranteed through the US Department of Veterans Affairs, we can be more flexible, ensure the best terms for you and your family, and even forgo private mortgage insurance. At Mortgage Options, we are more than happy to say thanks by helping our service men and women attain the home of their dreams at affordable rates.

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In order to receive a VA Loan, you must be a veteran; active duty, guard, or reserve member; or a qualifying military spouse. You must meet minimum service requirements and have been discharged under conditions other than dishonorable. Additionally, you must have a sufficient income and credit line, obtain a Certificate of Eligibility to verify your service time, and plan to use the home as a personal residence.

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At Mortgage Options, we appreciate our service men and women. To say thanks, we want to help you save money with a VA Loan. VA Loans facilitated through Mortgage Options won’t require private mortgage insurance or a down payment. There’s no penalty fee for paying the loan off early. Additionally, the VA limits the amount you can be charged for closing costs; sometimes the seller pays them altogether. While there is a funding fee on a VA loan, the amount varies, and we can include the fee in the loan if necessary. We look forward to helping you enjoy all the benefits of a VA Loan.

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we can help you with REFINANCING

At Mortgage Options, we offer both Cash-Out Refinance and Interest Rate Reduction Refinance VA Loans. Like any other Cash-Out Loan, VA Cash Out Loans allow service men and women to borrow against their home equity for other concerns. We can also help service men and women reduce the mortgage payments of their existing VA loan with an Interest Rate Reduction Refinance VA Loan. Regardless of which refinancing option you need, Mortgage Options is more than happy to say thank you for your service by providing excellent service throughout your lending process.

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